In partnership with Jigsaw Finance

Vehicle finance made simple

Discover flexible Hire Purchase options for your next car or van. Whether for personal use or business fleets, we help you find the right finance package through our trusted partner, Jigsaw Finance.

  • FCA-authorised lender
  • Quick decisions
  • Competitive rates
  • Personal & business

Choose how you'd like to apply

Select the finance application that best suits your needs, or use our calculator to explore your options.

Personal finance

Tailored vehicle finance solutions for individuals. Get quick decisions and competitive rates for your next personal vehicle.

Apply for personal finance

Business finance

Smart fleet funding for sole traders, partnerships and limited companies. Explore our business finance options.

Apply for business finance

Finance calculator

Not ready to apply? Estimate your monthly payments with our quick and easy free finance calculator.

Open the calculator

Not sure which option to choose? Use the general application

How vehicle finance works

Our primary finance product is Hire Purchase (HP). With HP you pay an initial deposit, followed by fixed monthly payments over an agreed term — so your payments stay exactly the same every month, helping you budget with confidence.

  1. 01

    Estimate

    Use our free calculator to see how much you could borrow and what your monthly repayments might look like.

  2. 02

    Apply

    Complete a short, secure online application for either personal or business finance.

  3. 03

    Decision

    Receive a quick decision from our finance partners. Many approvals happen within just a few hours.

  4. 04

    Drive

    Once approved and the paperwork is signed, arrange delivery or collection of your new vehicle.

Vehicle finance — your questions answered

Clear answers on finance, Hire Purchase and applying.

Who provides the finance?
Finance is provided through our carefully selected partner, Jigsaw Finance. KR Automotive Group acts as a credit broker, not a lender.
What is Hire Purchase (HP)?
Hire Purchase is a type of vehicle finance where you pay a deposit followed by monthly instalments. Once all payments are made, you own the vehicle outright.
Will applying affect my credit score?
An initial soft credit check may be performed to determine your eligibility, which does not affect your credit score. A hard check will only be conducted if you proceed with a full application.
Can businesses apply for vehicle finance?
Yes, we offer tailored business vehicle finance solutions for sole traders, partnerships and limited companies.
How long does a decision take?
In many cases, finance decisions can be provided within a few hours. More complex applications may take up to 24–48 hours.
What documents will I need?
You will typically need proof of identity (such as a driving licence), proof of address (a utility bill), and potentially proof of income or business accounts depending on the application type.

Explore our other services

KR Flexi Leasing Flexible from 1 month Business leasing Cars & vans for companies Personal leasing PCH for individuals Browse vehicles See current stock

Ready to finance your next vehicle?

Start with the calculator, apply online, or talk it through with our Crewe-based team. We're here to make vehicle finance straightforward.

Finance calculator Apply now
01743 644 533

Mon–Fri 9:00am – 5:30pm

KR Automotive Group acts as a credit broker, not a lender, and works with Jigsaw Finance. Finance is subject to status and affordability. Applicants must be 18 or over. Terms and conditions apply. Your data will be processed in accordance with Jigsaw Finance's privacy policy. Failure to keep up with repayments may result in the vehicle being repossessed.

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